Expectations VS Reality

Story of My Life

As most probably know, doctors start living the good life late in life. When we start earning our own money, we get so excited that we spend it all on whatever whimsical things we can think of. Worse, we have so little time that we tend to spend our hard earned salary on the first thing that we can think without thought of how it will add value to our lives. Gadgets. Clothes peddled by relatives. 

I remember the first time I started earning.  I had just ended a 36-hour shift, hungry, tired, and a little lonely. I went to the mall, ate my heart out, and bought all things that I thought would help ease my next 36 hour duty: new rubber shoes, belt bag, ballpens, etc., etc. I did this without a thought of how I came into that money. I forgot all the sleepless nights, the tears, the frustrations, and  everything in between that I had to go through before I earned that money. 

Over the next years, I was lured into thinking I had to maintain a lifestyle that people expect of me.  I bought a car, a grown-up signature work bag, a grown-up signature daily bag, etc. Etc. Fast forward to today, I found myself without savings and in constant fear of losing my current job. 

It was only last year when I realised I would lose my car if I lost my job. The thought sent me into major anxiety attacks that kept me awake at night. This was probably the time when I realised that I, inspite of all the hard work, was POOR. 

This realization propelled me towards a major shift in my spending and savings habit. Too bad. By this time, I had accumulated credit card debts and a reasonable housing loan. However, as they say, better late than never! 

This blog will chronicle my journey towards financial freedom! Wish me luck!